Get to know Autobooks, a partner of your financial institution
Invoicing & online payments are provided to you by your financial institution, and managed by Autobooks. Autobooks is a trusted technology partner of your financial institution. Our secure platform enables tools for invoicing & payment acceptance and is embedded directly in your online banking experience. We're excited to partner with you and provide you the tools you need to get paid and grow your business.
Benefits of using Autobooks to get paid
Manage your invoices and your money, all in the same place. Why use yet another tool to send invoices and get paid when you can do it all from your online bank account? There's no separate login, and no need to keep transferring funds from somewhere else to your bank account.
Transparent pricing. When you're a small business, every penny counts. Our fees are easy to understand compared to third-party vendors. We charge only one rate for any type of card your customer uses to pay you, even less for bank transfer payments. To view our processing rates, log in to Autobooks and check out our Plans & Pricing section within Settings.
Payments go directly into your bank account typically within 2 business days. Never lose track of funds stored inside other apps or virtual wallets again -- or get stuck paying even more fees to transfer them into your bank account.
Fast customer service and expertise from a real person over the phone when you have an issue or get stuck.
Apply to process your business payments through Autobooks
To begin accepting payments for your business through Autobooks, simply complete our merchant application process. Click here for easy-to-follow instructions on how to get started.
While your financial institution is able to offer you a business checking account, Autobooks may not be able to provide a merchant processing account. This is due to the different compliance rules Autobooks must follow as a payment processing platform.
Important compliance facts about our merchant application process
Our application process to accept payments through Autobooks is unique and separate from opening a business bank account with your financial institution. Autobooks must follow security standards and authentication requirements that are required by credit card issuers (such as Visa, Mastercard, American Express and Discover) and NACHA compliance regulations.
Credit card payments
Card brands have rules that restrict or prohibit certain businesses or individuals from processing payments through their services. These restrictions are driven by regulatory concerns, fraud risks, and reputation considerations.
Bank Transfer payments (ACH)
NACHA (National Automated Clearing House Association) is the United States financial system that allows electronic payments via bank transfer using bank account numbers and routing numbers (also known as ACH payments). NACHA also has compliance rules, regulations and requirements that Autobooks must adhere to in order to process these types of payments.
Still have questions? Contact an Autobooks small business specialist by phone at (866) 617-3122 or create a web ticket here.